:root{--navy:#14325c;--blue:#2f7fc1;--sky:#e8f3fc;--ink:#1d2733;--warm:#fbf7f1;--line:#d6e2ee}
*{box-sizing:border-box}body{margin:0;font:17px/1.6 "Segoe UI",system-ui,-apple-system,Roboto,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.15;font-weight:700}
h1{font-size:clamp(2.1rem,5vw,3.4rem);margin:.2em 0}h1 em{color:var(--blue)}h2{font-size:clamp(1.6rem,3vw,2.2rem);margin:.2em 0 .5em}
a{color:var(--blue)}.wrap{max-width:1120px;margin:auto;padding:0 22px}.narrow{max-width:780px}
section{padding:64px 0}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--blue);margin:0}
.lead{font-size:1.12rem;max-width:640px}.small{font-size:.88rem;color:#55606c}
.top{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.topin{display:flex;align-items:center;justify-content:space-between;min-height:72px}
.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--navy)}.brand b{display:block;font-family:Georgia,serif;font-size:1.25rem}.brand small{font-size:.75rem;letter-spacing:.08em;text-transform:uppercase}
.mark{width:42px;height:42px;border:2px solid var(--navy);display:grid;place-items:center;font-family:Georgia,serif;font-weight:700}
.mainnav{display:flex;gap:22px;align-items:center}.mainnav>a,.dd>span{color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem;cursor:pointer}
.dd{position:relative}.ddm{display:none;position:absolute;top:100%;left:-14px;background:#fff;border:1px solid var(--line);padding:10px 0;min-width:270px;box-shadow:0 8px 24px #14325c22}
.dd:hover .ddm,.dd:focus-within .ddm{display:block}.ddm a{display:block;padding:7px 16px;color:var(--ink);text-decoration:none}.ddm a:hover{background:var(--sky)}
.navcta{border:2px solid var(--navy);padding:8px 14px}.burger{display:none}
.trust{background:var(--navy);color:#fff;font-size:.82rem;text-align:center;padding:6px 0;letter-spacing:.03em}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:600;padding:14px 22px;border:0;border-radius:2px;border-bottom:4px solid var(--blue);font-size:1rem;cursor:pointer;margin-top:12px}
.btn:hover{background:var(--blue)}.btn.light{background:#fff;color:var(--navy);border-bottom-color:var(--sky)}
.hero{background:linear-gradient(90deg,#fff 55%,var(--sky) 55%);padding:72px 0}
.herogrid{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:center}
.choose{background:#fff;border:1px solid var(--line);padding:26px;box-shadow:12px 12px 0 var(--navy)}.ch{font-family:Georgia,serif;font-size:1.3rem;color:var(--navy);margin:0 0 12px}
.choice{display:block;padding:16px 18px;margin:10px 0;text-decoration:none;color:var(--ink);border-left:6px solid var(--blue);background:var(--sky)}.choice b{display:block;color:var(--navy);font-size:1.15rem}
.choice.biz{border-left-color:var(--navy);background:#eef1f6}.choice:hover{outline:2px solid var(--navy)}
.reswarm{background:var(--warm)}.svcgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:26px 0}
.svc{background:#fff;padding:20px;border-radius:14px;text-decoration:none;color:var(--ink);border:1px solid #eadfce}.svc b{display:block;font-family:Georgia,serif;color:var(--navy);font-size:1.15rem}.svc i{display:block;margin-top:8px;color:var(--blue);font-style:normal;font-size:.9rem}
section.biz{background:var(--navy);color:#e8eef6}.biz h2,.biz .eyebrow{color:#fff}.biz .eyebrow{color:#9fcbf0}
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;margin:26px 0;background:var(--line)}
.tile{background:#fff;padding:22px;text-decoration:none;color:var(--ink)}.tile b{display:block;color:var(--navy);font-family:Georgia,serif;font-size:1.1rem}
.biz .tiles{background:#2a4d7c}.biz .tile{background:#1b3d6b;color:#d9e5f2}.biz .tile b{color:#fff}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:28px 0}.steps span{font-family:Georgia,serif;font-size:2rem;color:#9fcbf0}.steps b{display:block;color:#fff}
.clist{border:1px solid #2a4d7c;padding:14px 18px;margin:10px 0 20px}.clist summary{cursor:pointer;font-weight:600;color:#fff}.cols{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cols b{color:#9fcbf0}
.promise{display:flex;gap:18px;align-items:center;border:2px dashed var(--blue);padding:20px;background:var(--sky);margin:20px 0}
.seal{flex:none;width:68px;height:68px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:Georgia,serif;font-weight:700;font-size:1.3rem}.promise p{margin:.2em 0 0}
.soft{background:var(--sky)}.two{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.towns{columns:2;list-style:none;padding:0;margin:0}.towns li{padding:6px 0;border-bottom:1px solid var(--line)}
details{border-bottom:1px solid var(--line);padding:12px 0}summary{cursor:pointer;font-weight:600;color:var(--navy)}.fqh{margin-top:28px;font-size:1.2rem}
.phero{padding:56px 0;border-bottom:1px solid var(--line)}.pres{background:var(--warm)}.pcom{background:linear-gradient(90deg,var(--sky),#fff)}
.check{list-style:none;padding:0}.check li{padding:8px 0 8px 32px;position:relative;border-bottom:1px solid #eef2f6}.check li:before{content:"✓";position:absolute;left:0;top:7px;width:22px;height:22px;background:var(--navy);color:#fff;font-size:.8rem;display:grid;place-items:center}
.note{background:#f4f7fb;border-left:4px solid var(--navy);padding:14px 18px;margin:16px 0}
.band{background:var(--navy);padding:40px 0}.ctaband{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.ctaband h2{color:#fff;margin:0;flex:1}.txt{color:#fff}
.todo{background:#fff4d6;border:1px solid #e8c766;padding:10px 14px;margin-bottom:20px}
.qf label{display:block;margin:10px 0;font-weight:600}.qf input:not([type=radio]),.qf select,.qf textarea{display:block;width:100%;padding:11px;border:1px solid #b9c8d8;border-radius:2px;font:inherit;margin-top:4px}
fieldset{border:1px solid var(--line);padding:18px 20px;margin:0 0 20px}legend{font-family:Georgia,serif;font-size:1.2rem;color:var(--navy);padding:0 6px}
.pick input[type=radio]{position:absolute;opacity:0}.pick>label{display:inline-block;padding:12px 22px;border:2px solid var(--navy);margin:6px 6px 6px 0;cursor:pointer}
.pick input:checked+label{background:var(--navy);color:#fff}.fh,.fb{display:none}#th:checked~.fh,#tb:checked~.fb{display:block}
footer{background:#0e2442;color:#c7d4e3;padding:48px 0 90px;font-size:.92rem}.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:28px}footer b{color:#fff;display:block;margin-bottom:8px}footer a,footer span{display:block;color:#c7d4e3;text-decoration:none;padding:2px 0}.copy{margin-top:20px;opacity:.7}
.mbar{display:none}
@media(max-width:860px){body{font-size:16px}section{padding:44px 0}.hero{background:#fff;padding:36px 0}
.herogrid,.two,.steps,.cols,.fgrid{grid-template-columns:1fr;gap:20px}.svcgrid,.tiles{grid-template-columns:1fr 1fr}
.burger{display:block;border:2px solid var(--navy);padding:6px 12px;font-weight:600;color:var(--navy);cursor:pointer}
.mainnav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 22px;border-bottom:1px solid var(--line)}
#nt:checked~.mainnav{display:flex}.ddm{display:block;position:static;border:0;box-shadow:none;padding:4px 0}
.choose{box-shadow:6px 6px 0 var(--navy)}
.mbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:30;box-shadow:0 -2px 10px #0003}
.mbar a{padding:15px 8px;text-align:center;font-weight:700;text-decoration:none;background:#fff;color:var(--navy);border-top:3px solid var(--navy)}.mbar a.q{background:var(--navy);color:#fff}}
@media(max-width:480px){.svcgrid,.tiles{grid-template-columns:1fr}}
.jf{width:100%;height:1500px;border:1px solid var(--line);background:#fff}